Pricing and financing
Financing options
Reviewed by Rajesh Khanna, MD
Pay over time with CareCredit, Alphaeon Credit and Cherry. Pre-qualifying is a soft check and won’t affect your credit score.
How it works, in four steps
Get your quote
Your VIP consult or exam gives you a written price for your plan.
Pre-qualify
Check offers from CareCredit, Alphaeon Credit and Cherry with a soft check that does not affect your credit score.
Compare and choose
Look at the term, APR and any fees each lender shows you.
Schedule
Once your plan is approved, we book your procedure.
Apply with our financing partners
Use Khanna Vision Institute’s own application links below, or scan the QR code with your phone. They open the same KVI application page.
Soft check + hard check
CareCredit
Scan to apply
Starts with a soft check, no impact to credit.
Alphaeon Credit
Scan to apply
Starts with a soft check, no impact to credit.
Soft check only
Cherry
Scan to apply
Soft check only, no impact to credit.
Approval, APR and terms are set by the lender, not by Khanna Vision Institute. Links open the lender’s own secure site in a new tab.
Monthly examples
| Option | Per eye, per month |
|---|---|
| SMILE Pro | $150 for 24 months |
| SMILE | $135 for 24 months |
| LASIK | About $99 for 24 months (technology varies) |
| PRK / LASEK / ASA | About $99 for 24 months (same as LASIK; technology varies) |
| EVO ICL (Westlake Village) | About $167 for 24 months |
| PIE with insurance | About $288 for 24 months |
| Pterygium | $175 for 24 months |
Monthly amounts are for qualified applicants through our financing partners. Approval, APR and terms are set by the lender, not by Khanna Vision Institute.
More, including EVO ICL in Beverly Hills and self-pay cataract surgery, on procedure costs.
Other ways to pay
- HSA and FSA: vision surgery is an eligible medical expense in most plans. Check your plan details.
- Tax refund: put it toward the total, or split it with a payment plan.
- One eye at a time: ask your counselor about staged timing and payments.
Frequently asked questions
Will checking my options affect my credit score?
Pre-qualification is a soft credit check and won’t affect your credit score. If you go ahead with an offer, the lender may run a hard inquiry.
Which lender should I apply with?
You can check CareCredit, Alphaeon Credit and Cherry. Compare the term, APR and fees each one shows you, and choose the one that suits you.
Is 0% APR guaranteed?
No. Promotional APR depends on approval, term and promotion eligibility, and terms can change. Khanna Vision Institute does not make credit decisions.
Which procedures can I finance?
SMILE Pro, SMILE, LASIK, PRK, EVO ICL, PIE, pterygium surgery and self-pay cataract surgery.
Can I combine financing with HSA, FSA or a tax refund?
Yes. Many patients use HSA or FSA funds or a tax refund for part of the total and finance the rest.
Monthly amounts are for qualified applicants through our financing partners. Approval, APR and terms are set by the lender, not by Khanna Vision Institute. Pre-qualification is a soft credit check and won’t impact your credit score. If you proceed with a selected offer, the provider may run a hard inquiry. Terms can change.